Terms of Use
The short version
- ✓ Free to download and use. No subscription. Optional one-time purchase to remove ads.
- ✓ You own your data. We don't.
- ✓ If you lose your password and your recovery key, your data is unrecoverable. We cannot help. By design.
- ✓ The app is provided as-is. No financial advice. Not a bank.
- ✓ Uninstall any time. No fees, no penalties, no email.
Contents
1. Agreement
Installing or using Budget Lock means these terms apply. The app is published by AAS Codeworks.
2. License
You can install and use Budget Lock on your own devices for personal use. Please don’t reverse-engineer, repackage, or distribute the app outside official app stores.
3. What Budget Lock does
Budget Lock is an offline, encrypted personal-finance manager. It tracks accounts, transactions, budgets, savings goals, loans, EMIs, and recurring bills. Data is encrypted on your device. Optional cloud backup uploads encrypted files to your own Google Drive.
4. What Budget Lock doesn't do
Not a bank, broker, or licensed financial advisor. No investment, tax, or legal advice. No bank-account linking. The numbers shown are for personal tracking and may contain errors.
5. Your responsibility
Forget your master password and recovery key → your data is gone. We can’t help.
You are responsible for your master password, your recovery key, your device security, and your backups.
6. Ads and in-app purchases
Free tier shows ads from Google AdMob. "Remove Ads" is a one-time purchase processed by Google Play or the App Store. Refunds follow the store’s rules.
7. No warranty
Budget Lock is provided as-is with no warranties. No guarantees about performance, accuracy, compatibility, or uninterrupted operation. You use the app at your own risk.
8. Limitation of liability
Our maximum liability is the greater of:
- What you paid us in the 12 months before the claim, or
- USD 10
For free users that means zero. Not responsible for indirect losses (lost data, lost income, or consequential damages from app use).
Local consumer protections (where applicable) are not waived by these terms.
9. Termination
You can stop using Budget Lock any time. Just uninstall the app. There is no account to delete, no subscription to cancel (unless you have an active "Remove Ads" auto-renewal — in which case manage that through Google Play or Apple).
We may stop publishing or updating the app, or change its features, at any time without notice. If we discontinue the app, we will notify you on this site so you can export your vault.
10. Governing law
These terms are governed by Indian law. Local consumer protections apply regardless of these terms.
Contact
Questions about these terms: support@budgetlock.app