Privacy Policy
The short version
Your financial data lives encrypted on your phone. We don't have a server, so we can't see it, can't recover it, and can't sell it.
- ✓ No account. No email signup. No password registration.
- ✓ No servers. Your transactions never leave your phone.
- ✓ No SMS reading. No contacts. No location. No analytics on your money.
- ✓ Cloud backup is opt-in and the file is encrypted before upload.
- ✓ Uninstall the app and every trace of your data is gone.
Contents
1. What we don’t collect
Budget Lock never sees your financial data, name, address, phone number, government ID, bank credentials, SMS messages, contacts, photos, location, typing patterns, or in-app behaviour.
2. What we do collect
Free tier ads. Google AdMob serves the ads and sees your phone’s ad ID and basic device info. The "Remove Ads" purchase shuts AdMob off entirely.
Cloud Backup (if enabled). Google passes us your email address to show in the app. Your encrypted file uploads to a private folder on your own Drive.
Crash logs. Stored locally. Nothing is sent unless you tap "Send to support".
Play Store metadata. Google Play records your install and country. We see aggregate counts in Play Console.
Website analytics. This website (not the app) uses Google Analytics to count visits. The app collects none.
3. Cloud backup
Off by default. When enabled, the app uploads encrypted .b365vault files to a hidden folder on your own Google Drive. Google sees ciphertext only.
Without your master password and recovery key, the backup is unreadable. No one can recover it.
4. Ads
Free tier shows AdMob ads. Google’s privacy policy covers ad data. To remove ads entirely, buy the one-time "Remove Ads" purchase via Google Play.
5. Anti-tampering check
The app checks at runtime whether it’s been modified or is running on a compromised device. Anonymous device signals are sent to the security vendor; no money data is included.
6. Children
Not directed at children under 13. We don’t knowingly collect data from anyone under that age. To delete data from a child’s device, see the Delete Data page.
7. Your rights
Your data lives on your device. Access it by opening the app. Export it via Settings → Export Vault. Delete it via Settings → Destroy Vault. Disconnect cloud via Settings → Cloud Backup → Sign Out.
Email support@budgetlock.app for additional requests.
8. Where data lives
- Your phone (encrypted vault, app-private storage)
- Your Google Drive, if Cloud Backup is on (encrypted file, hidden app folder)
- Your clipboard, briefly, if you copy the recovery key (auto-cleared after 30s)
- Google Play (aggregate install and crash counts)
- AdMob (ad-targeting data tied to advertising ID, free tier only)
- Security vendor (anonymous device fingerprint)
9. Changes to this policy
We change the date at the top when we update this page. Material changes get an in-app notice at next launch.
10. Contact
support@budgetlock.app · AAS Codeworks · replies within 5 business days.